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Write off unaffordable debts...

  • Write off unsecured debts over £5,000
  • Reduce monthly payments to as little as £80 per month
  • Stop interest & charges
  • Stop hassle from creditors
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* Some debt solutions may not be suitable in all circumstances. Fees may apply. Your credit rating is likely to be affected by Debt Management, Bankruptcy, DRO's and IVA's.

What debt are you most worried about?

Credit Cards

Credit Cards

Personal Loans

Personal Loans

Store Cards

Store Cards

Overdrafts

Overdrafts

House Bills

House Bills

Tax Bills

Tax Bills

Catalogues

Catalogues

Payday Loans

Payday Loans

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How it works...here's a few examples

Mr X wrote off an estimated £23,471

Mr X unfortunately lost his job in March 21, due to COVID-19, relying on credit and a redundancy payments to cover everyday living costs.

Fortunately, Mr X was able to go self-employed and generate an income however the income did not cover all of the household bills and creditor commitments.

Mr X entered into an IVA, including all of his unsecured creditors, where his payments were reduced down to what was a manageable and affordable level. His monthly payments went from £784 per month down to £156 per month.

At the end of the 60 month period, Mr X will have paid back approximately £9,360 writing off an estimated £23,471

Estimated debt reduced by

71%

Debt Level £32,831
Monthly Contractual Payments £784
Entered an IVA using debt solve's assistance
Estimated debt reduced to £9,360
Estimated monthly payments reduced to £156
Estimated debt write-off £23,471

Mr G reduced monthly payments an estimated £770

Mr G had been struggling for a number of years to pay off his outstanding debts due to the interest and charges, he was taking out new credit cards to pay off the old ones but resuing the available balances.

Mr G entered into an IVA, including all of his unsecured creditors, where his payments were reduced down to what was a manageable and affordable level. His monthly payments went from £948 per month down to £178 per month.

At the end of the 60 month period, Mr G will have paid back approximately £10,680 writing off an estimated £11,571

Estimated debt reduced by

52%

Debt Level £22,251
Monthly Contractual Payments £948
Entered an IVA using debt solve's assistance
Estimated debt reduced to £10,680
Estimated monthly payments reduced to £178
Estimated debt write-off £11,571

Mrs M was struggling to repay debts of £25,515

Mrs M had over committed herself, resulting in more going out than coming in; she became dependent on using credit.

Mrs M was up to date with payments however she was struggling to repay her debts due to the interest and having to reuse the credit available on a day to day basis; resulting in the available spend reducing; making being able to live and survive harder.

She entered an IVA with our assistance, including all of her unsecured creditors. Her monthly payments reduced to what was a manageable and affordable level. Her monthly payments went from £765 per month down to £250 per month. In order to protect her home and equity of £15,000, the client paid into the IVA for a further 6 months, which amounted to an extra £3,000.00.

The individual successfully completed her IVA, paying back £18,000 writing off approximately £7,515

Estimated debt reduced by

29%

Debt Level £25,515
Monthly Contractual Payments £765
Entered an IVA using debt solve's assistance
Estimated debt reduced to £18,000
Estimated monthly payments reduced to £250
Estimated debt write-off £7,515.00

Enjoy living your life instead of spending it worrying about your debts

Enjoy peace of mind your debt is being managed

Once your IVA has been approved & your new monthly repayment is maintained, you can start to enjoy peace of mind knowing your debt is being managed.

No more 'robbing Peter<br/> to pay Paul'

No more 'robbing Peter
to pay Paul'

No more paying high interest and charges on your credit cards

No more paying high interest and charges on your credit cards

No longer having to buy food on your increasing credit card

No longer having to buy food on your increasing credit card

You are no longer alone, we are here for you

You are no longer alone, we are here for you

Keep up to date with your priority bills

Keep up to date with your priority bills

Back in control of your money and financial future

Back in control of your money and financial future

Get Debt Help

The Types of Debt Solutions Available

We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans or Debt Payment Plans under the Debt Arrangement Scheme. We only provide advice after completing or receiving an initial fact find where individual(s) concerned meets the criteria for an IVA, therefore all advice is given in reasonable contemplation of an insolvency appointment.